Minnesota No-Fault Benefits generally allow for the injured individual to decide what type of treatment they would like to seek after an accident, so long as the treatment is reasonable, necessary and for the treatment of accident-related injuries. Minn. Stat. 65B.44, subd. 2(a) enumerates coverage as follows:
(1) medical, surgical, x-ray, optical, dental, chiropractic, and rehabilitative services, including prosthetic devices;
(2) prescription drugs;
(3) ambulance and all other transportation expenses incurred in traveling to receive other covered medical expense benefits;
(4) sign interpreting and language translation services, other than such services provided by a family member of the patient, related to the receipt of medical, surgical, x-ray, optical, dental, chiropractic, hospital, extended care, nursing, and rehabilitative services; and
(5) hospital, extended care, and nursing services.
Typically, non-prosthetic devices and other equipment are not covered by No-Fault Benefits.
Any bills or expenses that are not covered by available No-Fault Benefits can be submitted to your health insurance for consideration.
If you have been injured in an accident, contact of the experienced personal injury attorneys at Palmer O’Dea Law Firm. One of our attorneys will sit down personally with you to discuss the process of applying for No-Fault benefits and other potential sources of insurance coverage after an accident.