In Minnesota, individuals that are injured in a car accident typically have access to No-Fault Benefits through their own auto insurance company. There are, however, a number of variables that can impact the appropriate source of No-Fault Benefits, so you should consult with a Minnesota personal injury attorney before applying for No-Fault Benefits.
Under Minnesota law, individuals that qualify for No-Fault Benefits are entitled to $20,000 in medical benefits to cover reasonable and necessary bills for accident-related treatment. The types of medical expenses that are covered by available No-Fault Benefits are discussed here: What Type of Medical Expenses are Covered by No-Fault Benefits?
If your available No-Fault Benefits are exhausted or denied in full or in part, you can submit uncovered bills to your health insurance provider. Typically though, you must submit your bills through the No-Fault Benefits provider before you can get any coverage through your health insurance provider. Uncovered bills can also be sought after in a liability claim against the insurance company of the at-fault party for the accident. An attorney can assist you with complicated process of bringing the appropriate insurance claims after an accident.
If you have been injured in an accident, contact of the experienced personal injury attorneys at Palmer O’Dea Law Firm. One of our attorneys will sit down personally with you do discuss the process of applying for No-Fault benefits and other potential sources of insurance coverage after an accident.